{"id":1171,"date":"2025-04-20T12:01:41","date_gmt":"2025-04-20T16:01:41","guid":{"rendered":"https:\/\/galvanhousingresources.org\/?page_id=1171"},"modified":"2025-08-07T04:28:05","modified_gmt":"2025-08-07T08:28:05","slug":"homeowners","status":"publish","type":"page","link":"https:\/\/galvanhousingresources.org\/es\/counseling\/homeowners\/","title":{"rendered":"Propietarios de viviendas"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; module_class=&#8221;banner_section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(30,117,63,0.1)&#8221; custom_padding=&#8221;100px||100px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;30px||30px||true|false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Homeowners&#8221; module_class=&#8221;cmn_txt banner_title&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_align=&#8221;center&#8221; title_font_size=&#8221;75px&#8221; title_text_align_last_edited=&#8221;off|desktop&#8221; title_font_size_tablet=&#8221;50px&#8221; title_font_size_phone=&#8221;45px&#8221; title_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_padding=&#8221;100px||100px||true|false&#8221; custom_padding_tablet=&#8221;50px||50px||true|false&#8221; custom_padding_phone=&#8221;40px||40px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||80px||false|false&#8221; custom_margin_tablet=&#8221;||50px||false|false&#8221; custom_margin_phone=&#8221;||40px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8211; Owning a home is part of the American&#8230;&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;1250px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]Owning a home is part of the American Dream, but that doesn\u2019t mean it\u2019s easy! With the cost of living on the rise and recent spikes in the price of building materials, it can be hard to keep up with needed repairs. Did you know there are government and local programs that may be able to help? Our housing counselors are happy to talk you through the options, whether your home needs repairs or rehabilitations or even if you have fallen behind on your mortgage.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; module_class=&#8221;equalHeight left_img_r&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;50px||50px||true|false&#8221; custom_margin_phone=&#8221;40px||40px||true|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/galvanhousingresources.org\/wp-content\/uploads\/Galvan-Field_Housing-Counseling-banner-img.jpg&#8221; alt=&#8221;Galvan-Field_Housing-Counseling-banner-img&#8221; title_text=&#8221;Galvan-Field_Housing-Counseling-banner-img&#8221; admin_label=&#8221;Image &#8211; Foreclosures&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion toggle_icon=&#8221;&#x21;||divi||400&#8243; admin_label=&#8221;Accordion &#8211; Foreclosures&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;59ba77f3-550b-4a2c-b167-f7b5783aa1cf&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Is housing counseling right for me?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]You might be surprised by the programs available and how we can help. Every homeowner\u2019s situation is unique, so the first step is to speak with one of our counselors to learn more. Our counselors are experts on federal, state and other assistance programs, and they are devoted to keeping Hudson and Columbia County communities strong. We\u2019re all in this together![\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can I trust Galvan Housing Resources? Is there a catch?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]There\u2019s no catch! We are a non-profit organization with a mission to create strong, diverse communities, and our counseling services are always free. In fact, we are the only housing counseling program in Columbia County that is certified by the <span class=\"notranslate\">U.S. Department of Housing and Urban Development (HUD)<\/span>. You can learn more about housing resources, how counseling works, and HUD\u2019s certification standards at <a href=\"https:\/\/www.hudexchange.info\/programs\/housing-counseling\/\" target=\"_blank\" rel=\"noopener\">their website<\/a>.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How can I get started?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Lorem ipsum dolor sit amet, consectetur adipiscing elit. Praesent efficitur congue nulla et consequat. Aenean magna mauris, sollicitudin sit amet massa a, dignissim porta dolor. Sed fermentum aliquam facilisis. In eget tempor augue, non luctus leo. Donec feugiat lacinia ornare. Sed posuere tempor risus eu faucibus. Cras ante dolor, dignissim vitae suscipit eu, tempor sit amet lectus. Donec rutrum semper est, vitae fermentum ante pellentesque nec.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a home is part of the American Dream, but that doesn\u2019t mean it\u2019s easy! With the cost of living on the rise and recent spikes in the price of building materials, it can be hard to keep up with needed repairs. Did you know there are government and local programs that may be able [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":399,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1171","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/pages\/1171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/comments?post=1171"}],"version-history":[{"count":15,"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/pages\/1171\/revisions"}],"predecessor-version":[{"id":2094,"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/pages\/1171\/revisions\/2094"}],"up":[{"embeddable":true,"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/pages\/399"}],"wp:attachment":[{"href":"https:\/\/galvanhousingresources.org\/es\/wp-json\/wp\/v2\/media?parent=1171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}