[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” module_class=”banner_section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(30,117,63,0.1)” custom_padding=”100px||100px||true|false” custom_padding_tablet=”50px||50px||true|false” custom_padding_phone=”40px||40px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”||||false|false” custom_padding_tablet=”50px||50px||true|false” custom_padding_phone=”30px||30px||true|false” custom_padding_last_edited=”off|desktop” global_colors_info=”{}”][et_pb_heading title=”Foreclosures” module_class=”cmn_txt banner_title” _builder_version=”4.27.4″ _module_preset=”default” title_font=”|600|||||||” title_text_align=”center” title_font_size=”75px” title_text_align_last_edited=”off|desktop” title_font_size_tablet=”50px” title_font_size_phone=”45px” title_font_size_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” custom_padding=”100px||100px||true|false” custom_padding_tablet=”50px||50px||true|false” custom_padding_phone=”40px||40px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||80px||false|false” custom_margin_tablet=”||50px||false|false” custom_margin_phone=”||40px||false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text – Facing foreclosure can be daunting…” _builder_version=”4.27.4″ _module_preset=”default” text_orientation=”center” max_width=”1250px” module_alignment=”center” global_colors_info=”{}”]<\/p>\n
Facing foreclosure can be daunting, scary, and even lonely. Our housing counselors know what you are going through, and they want to help. Between the statewide housing crisis, the global pandemic, and the unpredictable economy, it\u2019s no wonder that millions in New York State are struggling. A recent report found that one in five New Yorkers spend over half their income on housing. It\u2019s not sustainable for individuals or our communities.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” make_equal=”on” module_class=”equalHeight left_img_r” _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”50px||50px||true|false” custom_margin_phone=”40px||40px||true|false” custom_margin_last_edited=”off|desktop” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/galvanhousingresources.org\/wp-content\/uploads\/Galvan-Armory_1-img.jpg” alt=”Galvan-Armory_1-img” title_text=”Galvan-Armory_1-img” admin_label=”Image – Foreclosures” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion toggle_icon=”!||divi||400″ admin_label=”Accordion – Foreclosures” _builder_version=”4.27.4″ _module_preset=”59ba77f3-550b-4a2c-b167-f7b5783aa1cf” global_colors_info=”{}”][et_pb_accordion_item title=”Is housing counseling right for me?” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” open=”on”]<\/p>\n
If you are worried about foreclosure: yes, please get in touch. We administer the Homeowner Protection Program (HOPP) [link to page] in partnership with the state, and our counselors are trained to know what other programs you might be eligible for\u2014and help you apply.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Can I trust Galvan Housing Resources? Is there a catch?” open=”off” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]There\u2019s no catch! We are a non-profit organization with a mission to create strong, diverse communities, and our counseling services are always free. In fact, we are the only housing counseling program in Columbia County that is certified by the U.S. Department of Housing and Urban Development (HUD)<\/span>. You can learn more about housing resources, how counseling works, and HUD\u2019s certification standards at their website<\/a>.[\/et_pb_accordion_item][et_pb_accordion_item title=”How can I get started?” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n